Terms and Conditions

Last Updated: February 19, 2026

Welcome to Forza Payments ("Forza Payments", "we", "us", or "our"). These Terms and Conditions ("Terms") govern your use of our website at https://forzapayments.com (the "Site") and the ATM merchant services we provide (the "Services"). By accessing or using our Site or Services, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our Site or Services.

1. Acceptance of Terms

By using our Site or engaging our Services, you represent that you are at least 18 years of age and have the legal authority to enter into these Terms. If you are accessing or using the Services on behalf of a business, you represent that you have the authority to bind that business to these Terms.

2. Services Provided

Forza Payments provides ATM placement, merchant services, cash loading, equipment maintenance, and related payment processing services. Specific terms for each service will be outlined in separate service agreements or onboarding documentation.

3. Account Registration and Security

When you register for our Services, you agree to:

You are responsible for all activities that occur under your account.

4. SMS Text Messaging Program

4.1 Program Description

By providing your mobile phone number and signing our service agreement, you consent to receive text messages (SMS and MMS) from Forza Payments regarding:

4.2 Message Frequency

Message frequency varies depending on your account activity and service needs. You may receive up to 10 messages per month.

4.3 Message and Data Rates

Standard message and data rates may apply based on your mobile carrier's plan. Please check with your carrier for details.

4.4 Supported Carriers

Our SMS program is available on all major U.S. carriers including AT&T, Verizon, T-Mobile, Sprint, and others. Check with your carrier for compatibility.

4.5 Opt-Out Instructions

You may opt out of receiving SMS messages at any time by:

After you opt out, you will receive one final confirmation message. You may continue to receive non-SMS communications related to your account.

4.6 Help Information

For help with our SMS program, reply HELP to any message or contact us at support@forzapayments.com.

4.7 Privacy

Your mobile phone number and related information are subject to our Privacy Policy, available at https://forzapayments.com/privacy-policy.

5. Payment Terms

5.1 Service Fees

Fees for our Services are outlined in your individual service agreement. You agree to pay all fees and charges in accordance with the payment terms specified in your agreement.

5.2 Late Payments

Late payments may be subject to interest charges and/or suspension or termination of Services as outlined in your service agreement.

5.3 Taxes

You are responsible for all applicable federal, state, and local taxes related to your use of the Services, except for taxes based on our net income.

6. Intellectual Property

All content on the Site, including but not limited to text, graphics, logos, images, software, and other materials, is the property of Forza Payments or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not use, reproduce, distribute, or create derivative works from any content without our express written permission.

7. Acceptable Use

You agree not to:

8. Equipment and Third-Party Services

8.1 ATM Equipment

If we provide ATM equipment as part of our Services, the equipment remains our property unless otherwise specified in your service agreement. You are responsible for maintaining the equipment in good working condition and reporting any issues promptly.

8.2 Third-Party Services

Our Services may integrate with or rely on third-party service providers (e.g., payment processors, network providers). We are not responsible for the performance, availability, or policies of third-party services.

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

9.1 No Warranties

THE SITE AND SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

9.2 Limitation of Damages

IN NO EVENT SHALL FORZA PAYMENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOST PROFITS, LOST REVENUE, LOST DATA, OR BUSINESS INTERRUPTION, ARISING OUT OF OR RELATED TO YOUR USE OF THE SITE OR SERVICES, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

9.3 Cap on Liability

OUR TOTAL LIABILITY TO YOU FOR ANY CLAIMS ARISING OUT OF OR RELATED TO THESE TERMS OR YOUR USE OF THE SITE OR SERVICES SHALL NOT EXCEED THE AMOUNT YOU PAID TO US IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR ONE HUNDRED DOLLARS ($100), WHICHEVER IS GREATER.

10. Indemnification

You agree to indemnify, defend, and hold harmless Forza Payments, its affiliates, and their respective officers, directors, employees, and agents from any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising out of or related to:

11. Termination

11.1 Termination by Us

We may suspend or terminate your access to the Site or Services at any time, with or without cause, with or without notice, including but not limited to if you breach these Terms.

11.2 Termination by You

You may terminate your use of the Services by providing written notice in accordance with your service agreement.

11.3 Effect of Termination

Upon termination, your right to use the Site and Services will immediately cease. Any provisions of these Terms that by their nature should survive termination will survive, including but not limited to limitations of liability, indemnification, and dispute resolution provisions.

12. Dispute Resolution

12.1 Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Washington, without regard to its conflict of law principles.

12.2 Arbitration

Any dispute, claim, or controversy arising out of or relating to these Terms or your use of the Site or Services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. The arbitration shall take place in King County, Washington.

12.3 Class Action Waiver

You agree that any arbitration or proceeding shall be limited to the dispute between you and Forza Payments individually. You waive any right to participate in a class action lawsuit or class-wide arbitration.

12.4 Exceptions

Notwithstanding the arbitration requirement, either party may seek equitable relief in court to protect intellectual property rights or confidential information.

13. Changes to These Terms

We reserve the right to modify these Terms at any time. We will notify you of material changes by posting the updated Terms on the Site with a new "Last Updated" date. Your continued use of the Site or Services after changes are posted constitutes your acceptance of the revised Terms.

14. General Provisions

14.1 Entire Agreement

These Terms, together with any service agreements and our Privacy Policy, constitute the entire agreement between you and Forza Payments regarding the Site and Services.

14.2 Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect.

14.3 Waiver

Our failure to enforce any right or provision of these Terms will not be deemed a waiver of such right or provision.

14.4 Assignment

You may not assign or transfer these Terms or your rights under them without our prior written consent. We may assign these Terms without restriction.

14.5 Force Majeure

We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, labor disputes, or governmental actions.

15. Contact Information

If you have any questions about these Terms, please contact us:

Forza Payments
Email:
support@forzapayments.com
Website:
https://forzapayments.com
Address: 5726 100th St SW, Lakewood, WA 98499

By using our Site or Services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.